It’s true—California is one of the most expensive states in the country, but that doesn’t mean moving there is automatically a bad financial decision. Your neighbor’s concerns are understandable, especially if they’re thinking of sky-high housing costs in San Francisco or Los Angeles. But here’s the reality: affordable living in California does exist—you just have to know where to look.
If your husband’s job is transferring him to California, your best move is to evaluate the area you’re relocating to and explore budget-friendly cities nearby. Here are a few smart takeaways from the data:
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- 1 Affordable Doesn’t Mean Unlivable
- 2 Housing Costs Vary—A Lot
- 3 Think Beyond Cost
- 4 What Should You Do?
- 5 Final Thought:
Affordable Doesn’t Mean Unlivable
Cities like Clovis, Chico, and Imperial offer cost-of-living rates 10–34% below the state average, without sacrificing quality of life. These places still give you access to California’s natural beauty, decent schools, and family-friendly communities.
Housing Costs Vary—A Lot
Yes, California’s average home price nears $800,000—but in places like Fresno, Stockton, and Eureka, you can still find homes for under $300,000 and monthly rents well below $1,000. If your husband’s job doesn’t lock you into a high-cost city, consider commuting from a nearby affordable area.
Think Beyond Cost
Some of these affordable cities—like Hanford and Sacramento—offer solid employment growth, good public schools, and access to outdoor recreation. That’s more than just affordable—it’s livable.
What Should You Do?
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Research the specific city or region your husband’s job is based in.
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Compare housing, healthcare, and transportation costs in that area vs. your current cost of living.
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Visit potential neighborhoods before committing to a home—crime rates and commute times vary widely within each city.
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Talk to a local realtor who specializes in relocation to identify safe, affordable options nearby.
Final Thought:
Don’t let sticker shock scare you. While California can be expensive, it’s also vast, diverse, and full of surprising affordability. With the right planning, you can make it work financially and enjoy everything the Golden State has to offer.
